African Rainbow Life

Serenity Premium
Funeral Cover

Plan your funeral cover

Funeral cover to ensure a dignified farewell for your loved ones.

Features & Benefits

Two products with the following features to choose from:

Serenity

  • Entry ages: 18 to 74 years.

  • Funeral Cover: Sum will be paid out on the event of death of a member covered.

  • Premium Paid-up: Premium payments will stop when the main member turns 75.

  • Burial Repatriation Benefit: Funeral services such as transportation of the body to the home and place of burial will be provided as well as other arrangements for a family member to accompany the body will be made. Legal assistance and specialist referrals are also available.

  • Unemployment & Pregnancy Payment Holiday: If the policyholder becomes unemployed or pregnant, payments for 12 months will be covered.

  • Escalations: Premiums increase at a default rate of 5%. Cover amount increases by 80% of premium escalation.

  • Temporary Premium Support Benefit – Death: If the policyholder dies before 65, premiums will be covered for 6 months for the remaining members.

Serenity Premium

  • Entry ages: 18 to 64 years.

  • Includes all Serenity benefits Life Bonus.

  • A Life Bonus will be paid out to the Policyholder for each 3-year period from the Policy Issue Date if the policy is active.

  • + Additional Benefits
  • No More Premiums Benefit – Defined Physical Impairment: If the policy holder is permanently or totally impaired after 65, African Rainbow Life will waive all premiums on the policy.

  • Double Accident Benefit: If any member dies in an accident, an equal amount to the funeral cover will be paid out.

  • No More Premiums Benefit - Retrenchment: If the policy holder gets retrenched before 65, premiums are covered for 6 months.

  • Memorial Benefit: R10000 is paid out on the event of death of any member.

  • Grocery Benefit: R1000 per member is paid out on the event of death of the policyholder or spouse.

  • Cash Back Benefit: 6 months cashback of the first year of a three year cycle is paid for each 3 year period.

How much cover would you like?

Simply choose who you'd like to cover and how much cover you need.

I would like to get cover for:

Who is:

I want a cover amount of:

R5000 R35 000 R60 000
Spouse

Age:

30 yrs

Cover amount:

R 60 0000

Premium:

R 110 per month

Parent

Age:

30 yrs

Cover amount:

R 1 000 000

Premium:

R 110 per month

Parent

Age:

30 yrs

Cover amount:

R 1 000 000

Premium:

R 110 per month

Parent

Age:

30 yrs

Cover amount:

R 1 000 000

Premium:

R 110 per month

I would like to get cover for:

Who is:

I want a cover amount of:

R5000 R35 000 R60 000

To get cover for your spouse, your total monthly premium will be:

R 110.00 p/m

and your total cover will be:

R 60 000